Card payments for UK independents

TapIt.
More than payments.

Take payments anywhere with card machines, payment links and online checkout solutions designed for independent businesses. Perfect for cafés, restaurants, salons, retail shops and takeaways. One flat rate, no setup fees, and next working day payouts.

AcceptsVisaMastercardApple PayGoogle PaySamsung PayChip & PIN
TAPIT SALE · CONTACTLESS £24.50 APPROVED £24.50 PRESENT CARD
Paid out next working day
One ratefor every card type
Next daypayouts to your business bank
Freesetup, delivery and installation
3 daysfrom approval to taking payments

Ways to get paid

One account. Every way your customers pay.

Pick the kit that fits how you trade. Add more as you grow, all on the same rate and the same next-day payout.

Countertop

Sits by the till and prints receipts. Connects over broadband or Wi-Fi so it's always on.

Best for cafés, shops, takeaways

Portable

Take payment at the table, the doorstep or the market stall. 4G and Wi-Fi with an all-day battery.

Best for restaurants, deliveries, market traders

Payment links & phone

Text or email a secure payment link, or key in card details when a customer calls. Works from any laptop or phone.

Best for trades, deposits, phone orders

Online checkout

A secure card checkout for your website or booking page, with Apple Pay and Google Pay built in.

Best for online shops, bookings, collections

Why TapIt

Everything around the payment, looked after.

Taking the card is the easy part. TapIt looks after the things that keep your cash flowing and your counter moving.

  • Money in tomorrow

    Takings land in your business bank the next working day, so cash flow stays steady.

  • Live sales on your phone

    See every payment, refund and payout as it happens in your online dashboard.

  • Your own account manager

    One named person who knows your business and answers when you call.

  • Switching done for you

    We handle the paperwork and keep your old machine running until TapIt is live.

Cost check

What are you paying now?

Put in the numbers from your last card statement. The receipt updates as you type.

Used to work out how many transactions you take.

Total card fees divided by total card takings on your statement. Most providers charge different rates for different cards, so this is your blended rate.

Terminal rental, PCI fee, minimum monthly charge and any other standing charges.

Not sure of your numbers? Send us a statement and we'll work them out for you, free.

TAPIT COST CHECK 14 Oct 2026, 09:00
Card takings / mo£25,000.00
Transactions1,389

YOUR PROVIDER
Card fees @ 1.75%£437.50
Fixed fees£45.00
Total / month£482.50

ALL-IN RATE1.93%
YOU PAY / YEAR
£5,790.00
Free check
Send us your statement and we'll show you what you'd pay with TapIt, line by line. *** CUSTOMER COPY ***

Pricing

Simple pricing. Nothing hidden.

One flat rate for every card, a fixed monthly rental for each machine, and no surprise charges tucked away on page four of your statement.

TapIt tariffAll card types
Card transactions
One flat rate
The same rate for debit, credit, contactless and mobile wallets.
Card machine
Fixed rental / month
Countertop or portable, with free replacement if it develops a fault.
Payment links & phone payments
Included
Charged at your card rate. No extra monthly fee.
Setup, delivery & installation
Free
Payouts
Next working day
Paid straight into your business bank account.

Your rate depends on your type of business and how much you take by card. We confirm it in writing before you sign anything.

Included as standard

  • Free setup, delivery and installation
  • Help with your annual PCI compliance check
  • Online dashboard with live sales and refunds
  • A replacement machine if yours develops a fault
  • A named account manager you can call

Fees you won't see

  • Minimum monthly charge
  • PCI non-compliance fee
  • Authorisation fees
  • Exit fees

Switching

Switch without missing a sale.

We handle the paperwork. Your current machine keeps working until your TapIt one is live.

  1. Free cost check

    Send us a recent card statement. We'll show you what you pay now and what you'd pay with TapIt, line by line.

  2. Apply in about 10 minutes

    A short online form. Have your business details, photo ID and the bank account you want paid into.

  3. Live within 3 days

    Your machine arrives set up and ready. Plug it in, take a test payment and you're trading.

Who we work with

Made for independent businesses.

Whether you take 20 payments a week or 2,000 a day, you get the same rate, the same next-day payouts and a real person to call.

  • Cafés & coffee shops
  • Restaurants & takeaways
  • Barbers & hair salons
  • Beauty & nails
  • Convenience stores
  • Retail & boutiques
  • Pubs & bars
  • Market traders
  • Taxis & private hire
  • Trades & home services
  • Gyms & studios
  • Clinics & practices

Questions

Before you switch.

How much does TapIt cost?

You pay one flat rate on every card transaction and a fixed monthly rental for each card machine, with no setup fee. Your rate depends on your type of business and how much you take by card, and we confirm it in writing before you sign anything.

How quickly can I start taking payments?

Most businesses are live within 3 working days of approval. We'll give you a firm date when you apply.

Do I need to cancel my current provider first?

No. Keep your current machine running until your TapIt terminal is live. Check your existing agreement for a notice period or exit fee before you give notice, and we'll help you read it.

When does the money reach my bank?

Card takings are paid into your business bank account the next working day. Weekend takings arrive on the next working day after the weekend.

Which cards and wallets can I accept?

Visa and Mastercard debit and credit cards, by contactless or Chip and PIN, plus Apple Pay, Google Pay and Samsung Pay.

Am I tied into a long contract?

No. TapIt runs on a rolling monthly agreement, so you stay because it works for you.

What is PCI compliance and do I need it?

PCI DSS is the card industry's security standard, and every business that takes card payments has to meet it. We'll walk you through the short annual questionnaire at no extra charge.

Free quote

Find out what you'd pay.

Tell us a little about your business and we'll come back to you with a written quote. No obligation.

We'll only use your details to prepare your quote. Read our privacy notice.